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From the
start of this year, MISA members who work at RMI establishments
qualify for the new improved benefits, which are linked
to the Sick, Accident & Maternity Pay Fund (SAF), an
exclusive agreement negotiated between MISA and the RMI.
We look at some of the most frequent asked questions.
What are the new improved benefits that MISA
members who work at RMI establishments now qualify for?
Subject to eight consecutive weeks’ contributions, MISA
members at RMI establishments qualify for an additional
death and funeral benefit. The death benefit for the member
is R10 000, while the following funeral benefit(s) will be
paid.
- The member: R10 000
- The member’s spouse: R10 000
- Children over the age of 18 who are registered as
full-time students: R10 000
- Children 14 - 18 years of age: R10 000
- Children under 14 years of age: R7 000
Are there any limitations on this benefit?
Yes, funeral benefits of R10 000 will be limited to the
payment of three claims (which includes the payment of the
Funeral Benefit for the member) per annum and in the event
of Funeral Benefits of R7 000 a limitation of two claims
per annum apply.
Who do I contact for more information?
Employee Death & Funeral Benefits Contact Centre
Tel: 086 099 4147 | Fax: (011) 388 2798 |
info@misa.org.za
Do I still qualify for the 'normal' MISA Benefits?
Yes. You still qualify for the MISA Death benefit fund of
R35 000 and the MISA Funeral Benefit Fund.
What are these benefits?
Subject to 26 weeks’ consecutive contributions, all active
MISA members will automatically qualify for the MISA Death
Benefit Fund. In the event of suicide, 104 weeks of contributions
must have been received. Payments are made directly to the
nominated beneficiary upon the death of a member and the
benefits do not become assets in the deceased person’s estate.
Subject to one week’s contributions, all active MISA members
qualify for the following MISA Funeral Benefit Fund benefits:
- The member: R10 000
- The member’s spouse: R10 000
- Children over the age of 18 who are registered as
full-time students or who are physically and/or mentally
disabled: R10 000
- Children 14 - 18 years of age: R10 000
- Children under 14 years of age: R7 000
If you make use of AVBOB (a preferred provider) funeral
claims will be guaranteed subject to specified conditions.
SICK, ACCIDENT AND MATERNITY BENEFIT FUND
MISA members at RMI establishments qualify for exclusive
sick leave benefits under this agreement.
Sick Pay
Sick pay for ten days per annum at 100% of daily remuneration
and thereafter an additional five days at 50% of daily
remuneration.
Accident Pay
Accident pay for 40 days per annum at 75% of daily remuneration.
Maternity Benefits
Maternity benefits for female staff members at 30% of daily
remuneration for 17 weeks.
Are these benefits subject to a waiting period?
Yes, the additional death and funeral benefit is subject to a waiting period
of 8 weeks’ consecutive contributions.
Are there any additional costs to be paid?
No, there are no additional costs to be paid. The cost of
the Sick, Accident & Maternity Benefit Fund is borne
by the employer.
I don’t plan on having a baby any time soon. Do
I need to belong to the fund?
As a MISA member at an RMI establishment, you do not pay
extra for this benefit, as the cost is borne by the employer.
Employers’ contribution for male staff members is also less
than for female staff members.
How do I ensure that I qualify for the benefits?
Please note, that you need to be registered for this benefit by completing a registration form. The registration form is available on the MISA website (www.misa.org.za). The form
then needs to be returned by fax (011 388 2798) or email
(info@misa.org.za).
May NUMSA members and non-union members also belong
to this fund?
NUMSA members as well as Non-Union employees may be admitted
to the Fund voluntarily. In the event of the employer contributing
towards SAF, NUMSA members and Non-union employees also
qualify for the SAF Death and Funeral Benefit.
MISA MEMBERS AT NON-RMI ESTABLISHMENTS
What are the benefits to MISA members at non-RMI
establishments?
MISA members at non-RMI establishments qualify for the normal
MISA Benefit Fund to which all active MISA members automatically
belong, and which pays out in the unfortunate event of the
death of the principal member.
Subject to 26 weeks’ consecutive contributions, all active
MISA members will automatically qualify for the MISA Death
Benefit Fund. In the event of suicide, 104 weeks of contributions
must have been received. Payments are made directly to the
nominated beneficiary upon the death of a member and the
benefits do not become assets in the deceased person’s estate.
Subject to one week’s contributions, all active MISA members
qualify for the following MISA Funeral Benefit Fund benefits:
- The member: R10 000
- The member’s spouse: R10 000
- Children over the age of 18 who are registered as
full-time students or who are physically and/or mentally
disabled: R10 000
- Children 14 - 18 years of age: R10 000
- Children under 14 years of age: R7 000
If you make use of AVBOB (a preferred provider) funeral
claims will be guaranteed subject to specified conditions.
Are there terms and conditions?
Yes, please note that terms and conditions apply to
benefits.
Contributions
The weekly contribution towards SAF increases by R3.50 per
week from
1 January 2018.
In 2018, the total new
contribution for female members will be R25.55 and R18.49
for male members.
Please note that this amount is payable by the employer and must not be deducted from the Employee’s salary.
Important to note
Participation in the Fund is restricted to paid-up members
of the Retail Motor Industry Organisation (RMI) only, with
membership to SAF being compulsory for employees who are
members of the Motor Industry Staff Association (MISA).
May NUMSA members and non-union members
also belong to this fund?
NUMSA members as well
as Non-Union employees may be admitted to the Fund voluntarily,
in the event of the employer contributing towards SAF, NUMSA
members and Non-union employees also qualify for the SAF
Death and Funeral Benefit.
What does it
cost to belong to MISA?
MISA membership fees
are only R22.50 per week.
Who can I contact
for more info?
Please contact Nicolene Watson
or Braam Cilliers on 086 099 4147 or
info@misa.org.za for more information.
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